The gateway and integrator that will
make your whole payment life easier.
Learn more


Our journey began in 2015 with a vision, that of the founders of Business Intelligence Agency to develop software and services that would make online payments more accessible, more secure and more scalable for entrepreneurs, especially those in Cameroon and Africa who strive to cope with the technological progress in a globalized world. Our mission is to build the most comprehensive financial products and service platform for SME, the customer always being at the core of our work. Therefore we aim at supporting different business model needs, minimizing financial risks, streamlining administrative processes and facilitating growth efforts.

In 2018, this payment solution was finally incepted at Business Intelligence Agency. We’re now very proud to present you the results of many years of hard work. BIAPAY … and it’s easy to pay!

Value-added services

Using BIAPAY means adding value to the service you offer to your customers by facilitating all payment transactions. And, as a reward, both of you can take profit of our loyalty program.

Amazing user experience

When paying turns out to be a pleasure...
Offer your customers a smooth and pleasant experience throughout the shopping process on your website up to checkout.

Multiple payment methods

Accept all major payment methods including credit/debit cards, PayPal, wallets, mobile money transactions, Net Banking and GIMAC cards (*).
* Applies to merchants with a bank account in the BEAC zone

Secure payments

By using the latest technology (2-factor authentication, end-to-end encryption, 3D Secure technology, PCI DSS compliant processes, etc.), we make sure that all your payment transactions are safe.

Fraud Management System

Monitor incoming payments and detect fraudulent transactions to keep your business safe.

Responsive Mobile Interface

Deliver the same checkout experience on any device with our mobileoptimized payment page

Built-in Analytics

Generate reports and analyze your sales performance to gain insights on how to improve your business.

Value-Added Payment Solutions

Add more functions to your eCommerce site from online booking for hotels, electronic vouchers to payments via QR codes and more.

Create VPA

Easily create VPA by entering the customer email id. Fetch the details automatically.

Add Merchant and Customer

Merchant and customer creation in one click. Add multiple customer and merchant.

Multi-Bank Add Option

Simply add the multiple bank in go. Handle the customer easily.

Easy Settlement Process

Settlement all the transaction very easily. Notification send automatically in every settlement.

Send Money

Quick and easy way to send money. By entering the VPA or Account number, you can send money to any one.

Request Money

Quick and easy way to request money. By entering the VPA, you can request money to any one in emergency.


Option to view and refund the amount in one click on the debited account.


Easily raise a dispute when the money is debited and not credit to payee. Easy track your status.

Dedicated multilingual support 24/7

We have made every endeavor to provide you with a mobile payment system that works smoothly at all times, from the first click to sign in through the payment process up to cashout. We know that you, the users, need to rely on the technology we use in BIAPAY. And we know that you, the developers, love to integrate such system seamlessly. But we also know that there always can be a situation where you need our help and support to move forward. 
Thus, we have put in place a comprehensive support system to help you out quickly, 24/7, no matter where you are, in French and English. German and other languages to be added soon. First stop for all is our BIAPAY Help Center, where we provide help for self-help, along with a competent support team.


One thing is definitely sure: developers won’t bother about the complexity of BIAPAY! We put at their disposal everything they need to achieve quick and secure integration of your favorite payment gateway with your e-commerce website. Best-in-class APIs, SDKs and plugins will enhance your customers’ checkout experience.


BIAPAY comes up with many features that will ensure a perfect experience for you, our valued user. Payments made easy and secure. Online. In-store. Everywhere.

The perfect dashboard

Keep control easily over your transactions! Decide how the well-designed activity reports display on your screen. The best is, you don’t need to know anything about coding! And if required, just export and share your reports in various formats, including PDF and CSV.

2-factor authentication

Your account’s security is key to us. This is why, among other things, when registering with us, we take you through a double verification process by e-mail, SMS or push notification to ensure that fraud risks are minimized. We highly recommend to turn on this option!

User-friendly registration

Registering with BIAPAY is definitely a breeze. The system guides you hassle-free through simple and clear steps to your new account, in just a few minutes. Don’t worry, all personal information you entrust us is absolutely safe at any stage. And, above all, it’s free!

BIAPAY Loyalty

Users of BIAPAY are members of a family. This reward program aims at consolidating the links between you and us, and at letting you know that you count for us! Use various coupons, discounts or BIAstars to enhance your mobile payment experience.

Smart Analytics

Transparency to the core.
We provide a beautiful set of real-time statistical reports with complete transparency to get a 360° view of your business performance in the competitive online industry. Our insightful data analytics helps analyse performance and maximize your business potential.

Dynamic Event Notification

When automation matters the most.
BIAPAY enables you to register URLs for various events that occur in your account. When the event occurs, BIAPAY creates an event object that contains all the relevant information and posts this request with the event object to the URL in your account’s dynamic event notification settings.
Dynamic Event Notification notifies you about the events that happen in your BIAPAY account to take timely action towards it.


As the process of paying must be no hassle, we designed services and solutions that will make your life easier when it comes to fast, secure and pleasant payments.

BIAPAY - The app

Payments have never been that easy! BIAPAY is available to you the way you want it, on your desktop computer through the web application, on your mobile device as well with the perfectly responsive design and, last but not least, in a well-designed and in all regards comprehensive mobile application.

Get the BIAPAY app today and start the most pleasant experience you’ve ever had when it comes to mobile payment! Online. In-store. Everywhere.

Online invoice payment

With BIAPAY, the merchant will need a single click to generate an invoice, which is conform with all national and international regulations. It displays on the client’s screen, where he/she can easily click on a button to pay for the items they purchased. Or it is sent as a nice-looking PDF file to the client’s registered e-mail address with a link to initate payment through BIAPAY.

As you see, all you need is a BIAPAY account to be done in minutes!
It’s fast. It’s safe. It’s relaxed. It’s easy. Everywhere. All online. 

In-store payment / QR Code

When shopping in-store, especially in times of social distancing due to the COVID-19 pandemic, the importance of mobile payment gets obvious. This is where the BIAPAY app shows up and proves fantastic. The dynamic or static QR code generated by the system, which includes all relevant information about the transaction, makes the payment a breeze for the merchant as well as for the customer.
No need to touch anything but your own smartphone, just scan the QR code and you’re done in seconds! And it’s safe and secure at all times!

BIAPAY lets you achieve a bunch of things.
Give it a try!

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Our trusted partners

They have been standing by our side throughout this long and exciting journey, and they still stick with us! Strong expertise coupled with smooth collaboration, this is what makes BIAPAY a great product!

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